Whether you’re sending a child back to school, heading to college yourself, or preparing for a new semester, the costs can add up quickly. That’s why we’ve crafted a simple loan solution to help you cover the essentials and start the school year with confidence.
Get up to $2,000 for supplies, computers, books, and more.
Loan amounts from $500 to $2,000
Payments as low as $100 per month*
Crafted for Every School Year Need
Back-to-school expenses don’t stop at pencils and notebooks. Use your loan for:
✓ School supplies
✓ Laptops and technology
✓ Textbooks and course materials
✓ Dorm room essentials
✓ Activity and sports fees
✓ Tuition-related expenses
✓ And more
Apply online or stop by a branch location today!
Don’t let back-to-school expenses create unnecessary stress. Get the extra cash you need and focus on what matters most: a successful year ahead.
Why Choose FOCUS Credit Union?
At FOCUS, we believe financial solutions should be crafted around your life.
When school expenses arrive all at once, our Back to School Loan provides:
- Fast, local decisions
- Affordable monthly payments
- Friendly guidance from people who know your community
- Convenient online and in-branch application options
Because your financial journey deserves a partner that’s focused on you.
*Minimum loan amount is $500. Maximum loan amount is $2,000. **$100 payment is per month at a rate of 9.99% annual percentage rate for 24 months. The term and rate received are dependent on the loan amount and credit qualifications. Rate and offer subject to change at any time without notice. Minimum credit score of 620 to qualify. All loans subject to credit approval. Offer available from July 1, 2026, to September 30, 2026. Membership eligibility is required. Other terms and conditions apply. FOCUS Credit Union federally insured by NCUA.