The Credit You Deserve

Whether just starting out or wanting to add a great card to your wallet, FOCUS Credit Union offers a credit card that can meet your needs. 

Gold Mastercard*

Classic Mastercard*

  • Minimum credit limit of $5,000
  • Low rate of 11.8% APR **
  • NO Annual Fee
  • Rewards=1 point for every $1 in purchases
  • Eligible for FCU Skip-A-Payment
  • Card Controls at fingertips in App and Online
  • Credit limit starts at $300
  • Low rate of 12.9% APR **
  • NO Annual Fee
  • Rewards=1 point for every $1 in purchases
  • Eligible for FCU Skip-A-Payment
  • Card Controls at fingertips in App and Online
Apply Now
Card Benefits

*Card and Rate based on credit worthiness

**APR-Annual Percentage Rate. Rates and terms are subject to change and are not guaranteed