FOCUS Credit Union has two types of share draft checking accounts to meet your needs. Both enjoy unlimited check writing with no per-check charges and are eligible for an Debit/ATM Card.


Regular Checking A flexible checking account with a minimum balance requirement of only $25.00 dollars, if the account falls below the minimum at any time during the month, a $5.00 fee would be assessed. This account earns a dividend on all balances over $25.00, which is compounded and paid monthly.


Green Checking Less paper in the mail, more in your wallet.  This account requires e-statements; features debit card, free online account access, free billpay and free checks.  Additionally, dividends earned will be donated to a charity that you choose from a list of 6 local and global charities