Take a Break From Your Payment

Need access to your direct deposit quicker?

FOCUS Credit Union offers Instant Deposit!

For $10 get your pending direct deposit in your account sooner.

How to access Instant Deposit

Getting your direct deposit quicker is easy! You can do it from the comfort of your own home within Online Banking, from our Mobile App. Or you can also stop by FOCUS Credit Union to access Instant Deposit!

Online Banking

The easiest and most convenient way to completed Instant Deposit is through online banking. Simply follow these easy steps:

1. Log in to Online Banking or Mobile App

2. Click on the My Accounts tab  in desktop or > on any account in Mobile App, and then click on ACH Transactions (direct deposit must be pending to use Instant Deposit)

3. Click on the Post Now link under the Instant Deposit column and choose an account where the $10 fee will pull from. And that’s it, the funds will be in your account immediately!