Crafted for Steady Growth
At FOCUS Credit Union, every offer is made with care — and these limited-time certificate specials are no exception. Thoughtfully designed to fit your goals, our certificates let your savings grow with confidence and guaranteed returns.
Choose your term and watch your savings flourish:
- 15 months — 3.50% APY / 3.45% APR*
 - 27 months — 4.00% APY / 3.94% APR*
 - 33 months — 4.25% APY / 4.18% APR*
Minimum balance: $10,000 
Whether you’re building toward something big or simply seeking a smarter place for your savings, your next move is clear — and crafted for you.
Start earning more today — with a certificate that fits just right.
*Annual Percentage Yield (APY) and Annual Percentage Rate (APR) are accurate as of the date of publication and are subject to change without notice. A minimum deposit of $10,000 is required to open and earn the stated APY. Penalties may be imposed for early withdrawal, which may reduce earnings. At maturity, certificates may automatically renew at the then-current rate and term unless otherwise specified. Membership eligibility required. Federally insured by NCUA.