Using CU*TALK
Convenience at Your Fingertips. Focus Credit Union makes it possible for you to have direct contact to your credit union accounts with just one phone call. With CU*TALK, our computer voice response system, taking care of your credit union business is faster, easier and safer! Now you can get around-the-clock access to your accounts, making this service perfect for today’s busy lifestyles. All you need to make contact with CU*TALK is a touch-tone phone, credit union access code, account number, and your Personal Identification Number (PIN). Now you are all set to take care of business!
With CU*TALK, you can:
- Review account balances
- Verify the date and amount of your transactions, including deposits, withdrawals, transfers and payments
- Verify whether certain checks have cleared
- Transfer funds between accounts
- Make loan payments
- Check current interest rates
- Calculate estimated loan payments
- Change your Personal Identification Number (PIN)
- Obtain annual dividend and interest information
Step-by-step instructions make it simple to use CU*TALK
- Using your touch-tone phone, call 1-800-860-5704.
- The computer voice will answer and ask for your credit union’s access code. You respond by entering 031 then the # key.
- The computer will then ask you to enter your member number. (For example, if your account number is 1234-020, your member number would be 1234.) Just enter your member number, then press the # key.
- You will be prompted to punch in your Personal Identification Number (PIN). Enter your PIN and press the # key. Be Careful-if you enter the PIN incorrectly three times, your PIN will be disabled. You must contact the credit union directly for reactivation.
- From this point on, the Easy Access procedure will vary depending on the transactions you wish to complete. Easy Access will guide you through each step.Hint: This first set of options includes a brief tutorial (press “0″) with tips and hints for using the system. At any time during the tutorial, you can press * to return to the main menu.
- When you have finished your last transaction, simply hang up the phone.
| Main Menu Options | Common Suffixes | ||
| 1 | Account inquiries, including balances and a list of recent transactions | Share Savings | 020 |
| 2 | Perform money transactions, including transfers | Share Draft/Checking | 050 - 053 |
| 3 | Hear current CU rates or calculate estimated loan payments | Christmas Club | 040 |
| 4 | Change your PIN | Vacation Club | 030 |
| 5 | Change to a different member number | Certificate and loan suffixes are available on your statement. | |
| 6 | Other CU services, including locations and hours | ||
| 8 | Repeat this menu | ||
| 9 | End the call | ||
| 0 | Hear the tutorial (press * when done with the tutorial to hear the menu again) | ||
Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government.
