| Savings Rates – Effective Sunday, January 1, 2012 | ||||
|---|---|---|---|---|
| Account Type | APY | Minimum Deposit |
Minimum Balance |
|
| OPEN SHARE ACCOUNT | 0.100% | $0.00 | $100.00 | |
| CHRISTMAS CLUB ACCOUNT | 0.100% | $0.00 | $100.00 | |
| VACATION CLUB ACCOUNT | 0.100% | $0.00 | $100.00 | |
| MONEY MARKET | 0.150% | $5,000.00 | $5,000.00 | |
| MONEY MARKET | 0.200% | $5,000.00 | $10,000.00 | |
| PREFERRED MONEY MKT | 0.300% | $25,000.00 | $25,000.00 | |
| PREFERRED MONEY MKT | 0.400% | $25,000.00 | $50,000.01 | |
| PREFERRED MONEY MKT | 0.500% | $25,000.00 | $100,000.01 | |
| Loan Rates – Effective Saturday, February 4, 2012 | ||
|---|---|---|
| Loan Type | Rates as low as | Terms/Information |
| New Vehicle Loans | 4.290% | Great rates on new Cars, Trucks and SUV’s |
| Used Vehicle Loans | 4.790% | Fantastic rates on used vehicles. |
| New Motorcyle Loans | 3.990% | The lowest rates around for your new Cycle! |
| Used Motorcycle Loans | 4.490% | Super loan rates on previously titled motorcycles. |
| Signature Loan | 13.990% | Go on vacation, pay some bills, have some fun! |
| KWIK Cash Line of Credit | 9.990% | Flexible, easy to use and at your fingertips anytime. |
| 2nd Mortgage up to 80% LTV | 5.590% | Great rate on our Home Equity loan-60 Month Demand |
| Certificate Rates – Effective Saturday, February 4, 2012 | |||
|---|---|---|---|
| Certificate Term | APY | Minimum Deposit | |
| REGULAR CERTIFICATE – 3 MONTH | 0.200% | $500.00 | |
| REGULAR CERTIFICATE – 6 MONTH | 0.350% | $500.00 | |
| REGULAR CERTIFICATE – 1 YEAR | 0.550% | $1,000.00 | |
| REGULAR CERTIFICATE – 2 YEAR | 0.650% | $1,000.00 | |
| REGULAR CERTIFICATE – 3 YEAR | 0.800% | $1,000.00 | |
| EVERGREEN CERTIFICATE- 6 MONTH | 0.340% | $100.00 | |
| EVERGREEN CERTIFICATE-18 MONTH | 0.600% | $100.00 | |
| EVERGREEN CERTIFICATE-30 MONTH | 0.800% | $100.00 | |
| PREMIUM CERTIFICATE – 3 MONTH | 0.300% | $5,000.00 | |
| PREMIUM CERTIFICATE – 6 MONTH | 0.500% | $5,000.00 | |
| PREMIUM CERTIFICATE – 1 YEAR | 0.800% | $5,000.00 | |
| ***SPECIAL 15 MONTH*** | 0.600% | $10,000.00 | |
| PREMIUM CERTIFICATE – 2 YEAR | 0.950% | $5,000.00 | |
| ***SPECIAL 33 MONTH *** | 1.050% | $10,000.00 | |
| PREMIUM CERTIFICATE – 3 YEAR | 1.100% | $5,000.00 | |

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
