| Savings Rates – Effective Thursday, July 1, 2010 | ||||
|---|---|---|---|---|
| Account Type | APR | APY | Minimum Deposit |
Minimum Balance |
| OPEN SHARE ACCOUNT | 0.150% | 0.000% – 0.150% | $0.00 | $100.00 |
| CHRISTMAS CLUB ACCOUNT | 0.150% | 0.000% – 0.150% | $0.00 | $100.00 |
| VACATION CLUB ACCOUNT | 0.150% | 0.000% – 0.150% | $0.00 | $100.00 |
| MONEY MARKET | 0.400% | 0.000% – 0.400% | $5,000.00 | $5,000.00 |
| MONEY MARKET | 0.600% | 0.000% – 0.600% | $5,000.00 | $10,000.00 |
| PREFERRED MONEY MKT | 0.900% | 0.000% – 0.900% | $25,000.00 | $25,000.00 |
| PREFERRED MONEY MKT | 1.000% | 0.000% – 1.010% | $25,000.00 | $50,000.01 |
| PREFERRED MONEY MKT | 1.100% | 0.000% – 1.110% | $25,000.00 | $100,000.01 |
| Loan Rates – Effective Friday, September 3, 2010 | ||
|---|---|---|
| Loan Type | Rates as low as | Terms/Information |
| New Vehicle Loans | 5.290% | Great rates on new Cars, Trucks and SUV’s |
| Used Vehicle Loans | 5.790% | Fantastic rates on used vehicles up to three years old. |
| New Motorcyle Loans | 4.990% | The lowest rates around for your new Cycle! |
| Used Motorcycle Loans | 5.490% | Super loan rates on up to three year old motorcycles. |
| Signature Loan | 13.990% | Go on vacation, pay some bills, have some fun! |
| KWIK Cash Line of Credit | 9.990% | Flexible, easy to use and at your fingertips anytime. |
| 2nd Mortgage up to 80% LTV | 5.990% | Great rate on our Home Equity loan-60 Month Demand |
| Certificate Rates – Effective Friday, September 3, 2010 | |||
|---|---|---|---|
| Certificate Term | APR | APY | Minimum Deposit |
| REGULAR CERTIFICATE – 3 MONTH | 0.500% | 0.500% | $500.00 |
| REGULAR CERTIFICATE – 6 MONTH | 0.700% | 0.700% | $500.00 |
| REGULAR CERTIFICATE – 1 YEAR | 1.000% | 1.000% | $1,000.00 |
| REGULAR CERTIFICATE – 2 YEAR | 1.100% | 1.100% | $1,000.00 |
| REGULAR CERTIFICATE – 3 YEAR | 1.300% | 1.310% | $1,000.00 |
| EVERGREEN CERTIFICATE- 6 MONTH | 0.600% | 0.600% | $100.00 |
| EVERGREEN CERTIFICATE-18 MONTH | 1.050% | 1.050% | $100.00 |
| EVERGREEN CERTIFICATE-30 MONTH | 1.300% | 1.310% | $100.00 |
| PREMIUM CERTIFICATE – 3 MONTH | 0.750% | 0.750% | $5,000.00 |
| PREMIUM CERTIFICATE – 6 MONTH | 1.000% | 1.000% | $5,000.00 |
| PREMIUM CERTIFICATE – 1 YEAR | 1.350% | 1.360% | $5,000.00 |
| ***SPECIAL 15 MONTH*** | 1.050% | 1.050% | $10,000.00 |
| PREMIUM CERTIFICATE – 2 YEAR | 1.500% | 1.510% | $5,000.00 |
| ***SPECIAL 33 MONTH *** | 1.700% | 1.710% | $10,000.00 |
| PREMIUM CERTIFICATE – 3 YEAR | 1.800% | 1.810% | $5,000.00 |

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
