Loans

Credit Unions traditionally offer lower interest rates than most other lenders with terms that meet your personal needs. Whether you need to finance a boat, car, RV, home improvement or a wedding, FOCUS Credit Union can help you find the best way to manage your needs.

Second Mortgages/Home Equity Loans
Home improvements needed? Want to consolidate credit card bills into one low monthly payment? A 2nd mortgage might be just what you need! FOCUS CU offers a variety of options and terms. Additionally, 2nd mortgage (home equity loan) interest is usually tax deductible.

Auto Loans
From brand new to 10 years old, FOCUS CU can help you drive away today. Whether you have money down, a trade-in or not, we can offer a wide range of terms to help meet your payment needs. Credit life insurance,  credit disability insurance, warranties and GAP coverage are all available.

Loan calculation, warranties, and Guaranteed Asset Protection

Personal Loans
Whatever the need, we can supply the cash through a personal loan. With terms up to a maximum of 3 years we can help you with your individual needs.

Boat, Motorcycle & RV Loans
You’ll get the same great rates as our automobile loans and enjoy the flexible terms to accommodate the payment you need.

Loan calculation, warranties, and Guaranteed Asset Protection

Student Loans
The recently enacted Health Care and Education Affordability Reconciliation Act of 2010 (H.R. 4872), eliminates the Federal Family Educational Loan (FFEL) Program on July 1, 2010.  Beginning July 1, 2010 all new federal student loans will be issued via the William D. Ford Direct Loan Program.

Effective April 30, 2010, we are no longer accepting new applications for student loans through the Federal Family Educational Loan Program. 

For information on the William D. Ford Direct Loan Program contact your school’s financial aid office for information on securing federal student loans.  Also, click here for a Direct Loan Guide and here for FAQs.

For questions or service related to an existing Federal Family Educational Loan secured through FOCUS Credit Union, contact our chosen servicer, Great Lakes at 1-800-236-4300, or at www.mygreatlakes.org.

ALL RATES AND TERMS ARE SUBJECT TO CHANGE. CALL THE CREDIT
UNION AT (262) 255-0833 FOR CURRENT RATE INFORMATION.

ALL LOANS ARE SUBJECT TO APPROVED CREDIT.